FULL SPECTRUM WEALTH INSURANCE DIVISION Anthony Bloch leads the Insurance Division at Full Spectrum Wealth. Anthony is responsible for overseeing Full Spectrum Wealth's customized and integrated insurance solutions for individuals and businesses.As financial planners we are dedicated to creating, growing and preserving our client’s wealth. One step in that planning process is called Risk Management: helping our clients identify and manage risks. With proper education, planning and action, we can manage or help reduce our client’s risk of loss, while protecting their present, future and multi-generational wealth.The first step in understanding what risk management is, is to determine what risk means to you, your family or your business. Personal: What would happenif you were unable to earn a paycheck due to disability?to your family if you were to prematurely die?Would your children be able to attend college?Would your spouse or family be able to continue paying the bills?What would happenif you were injured or ill and in need of medical care or long-term nursing care?Who would pay for your care?Who would provide your care?Who would decide where you would receive the care? Business: How can Iprotect my ownership interest if I can no longer work due to injury or death?protect the solvency of the business if one of my partners becomes ill or disabled and can no longer work?continue to pay my business expenses if I can no longer work due to illness or disability?protect my business from the loss of a key employee?These are just a few frequently asked questions that are addressed during the risk management planning process. Most of us believe that we have the confidence to tolerate a certain amount of risk, knowing that we can minimize the loss and replace any lost funds in an appropriate timeframe. But without proper planning to manage your risks, even one significant loss could be devastating to the success of a business or family wealth.Managing risks that threaten your financial well-being should be considered just as important as saving and investing in your business or personal goals. By utilizing the correct amounts of insurance you can protect those things that are most valuable to you without over extending your budget.As financial planners, we can offer you a wide array of insurance and financial products to help meet your needs.Please click here to request more information about our risk management capabilities and to schedule an appointment to discuss and assess your risk management needs.